SAVINGS

Rates & terms are subject to change without notice. Applicable balance requirements need to be maintained in order to earn stated rate.

Your credit union is an ideal place to save for the future. Our savings accounts are federally insured up to $250,000 by the National Credit Union Administration.

Applicable Disclosures & Policies

SHARE SAVINGS ACCOUNT

Minimum Balance To Earn Stated APY** RATE APY**
$250 0.10% 0.10%

MONEY MARKET ACCOUNT

Minimum Balance To Earn Stated APY** RATE APY**
$1,000- $24,999 0.25% 0.25%
$25,000-$49,999 0.399% 0.4%
$50,000-$74,999 0.598% 0.6%
$75,000- $99,999 0.747% 0.75%
$100,000 -$199,999 0.995% 1.0%
$200,000 and more 1.243% 1.25%

DREAM & HOLIDAY CLUB ACCOUNTS

Minimum Balance To Earn Stated APY RATE APY**
$50 0.25% 0.25%

SHARE CERTIFICATES

Minimum Balance To Earn Stated APY** RATE APY** Term
$1,000 0.996% 1.00% 1 Year CD

IRA SHARE

Minimum Balance To Earn Stated APY** RATE APY**
$50 0.20% 0.20%

*Dividends on IRA share accounts are compounded and credited on a quarterly basis. The day of deposit/day of withdrawal (actual daily balance) method is used to calculate the dividends. This credit union will pay dividends on the full balance in the account whether deposits are made by cash or check. If you close your IRA account before your accrued dividends are credited, no dividends will be paid for that period. On all accounts dividends are paid from current income and available earnings at the end of a dividend period. Dividends rates and annual percentage yields may change from time to time on all credit union accounts. IRA accounts terms are controlled by the Truth in Savings and the Individual Retirement Custodial Account Agreement.

IRA CERTIFICATE

Minimum Balance To Earn Stated APY** RATE APY** Term
$500 0.996% 1.00% 1 Year CD
$500 2.231% 2.25% 3 Year CD
$500 2.722% 2.75% 5 Year CD

If a certificate is withdrawn or transferred to another institution before the maturity date, there will be a 90-180 day interest penalty. The principle and accrued interest on the term share accounts will renew unless otherwise requested.

*The day of deposit/day of withdrawal (actual daily balance) method is used to calculate the dividends. This credit union will pay dividends on the full balance in the account whether deposits are made by cash or check. If you close your IRA account before your accrued dividends are credited, no dividends will be paid for that period. Dividends are credited at certificate term. Rate may change after account is opened and is subject to change at renewal term in case of auto renewed certificate. On all accounts dividends are paid from current income and available earnings at the end of a dividend period. Dividends rates and annual percentage yields may change from time to time on all credit union accounts. IRA accounts terms are controlled by the Truth in Savings and the Individual Retirement Custodial Account Agreement.

LUCKY SAVERS CLUB

Minimum Balance To Earn Stated APY** RATE APY** Term
$1,000 0.499% 0.50% 1 Year CD

See official rules here. Truth in Savings for Lucky Savers CDs is here.

1ST TIME HOMEBUYER CLUB ACCOUNT- NEW ENROLLMENTS ARE NO LONGER OFFERED AS OF 3/31/2019

Minimum Balance To Earn Stated APY** RATE APY**
$50 0.25% 0.25%