Our Checking account really puts you ahead of the crowd with a FREE checking account, and a world of access to your funds at thousands of ATMs and merchants with your New York University Federal Credit Union MasterCard Debit Card.

  • NO monthly fees or per check charges

  • Free Debit Card

  • Free Online Banking

  • Free Bill Pay Service

  • Free Mobile Banking and Mobile App

  • Free Mobile Deposit

  • Free access to more than 35,000 ATMs

  • Courtesy Pay available up to $300 including fees

$50 minimum deposit to open account

Share account is required to establish a checking account. Credit Score of 620 is required for regular checking. Restart Checking option is available for those with credit score below 620.


Existing members may complete application here

Applicable Disclosures & Policies
Overdraft Protection Notice


If you have low credit (below 620) or have had issues with opening a checking account in the past, the Restart Checking account is for you.

Accounts will be subject to a $5 monthly fee as indicated on the service charge schedule. 

Possible graduation into a traditional checking account after at least one year at member’s request if account is in good standing for a period of 12 or more months.

Direct deposit or payroll deduction needs to be set up for deposits into account. 

The restart checking account comes with the same services of that of the Checking Account, with the exception of Courtesy Pay and some additional restrictions on deposit amounts via Mobile Deposit.


Existing members may complete application here.

If you are not eligible for the Checking Account, we will offer you the Restart Checking as an alternative.